Wizard WealthWizard Wealth vs Mint: a free home for Mint refugees
Intuit shut Mint down in early 2024 and pointed everyone at Credit Karma — which kept the credit tools but dropped most of the budgeting. If you loved Mint's "connect your bank and it just works" feel, that's exactly the itch Wizard Wealth scratches — plus a few tricks Mint never learned.
What made Mint great (and where it went)
Mint's magic was automation: link accounts, get categorized transactions, budgets, and bill reminders without spreadsheet homework. Credit Karma absorbed the accounts but not the budgets, category rules, or bill tracking — so most Mint users have been shopping for a real replacement since.
Side by side
| Mint (RIP 2024) | Wizard Wealth | |
|---|---|---|
| Price | Free (ad-supported) | Free |
| Bank sync | Yes | Yes — read-only via Stripe Financial Connections or SimpleFIN |
| Auto-categorization | Yes, famously messy | Yes — merchant intelligence + AI cleanup, and it learns your corrections |
| Bill & subscription detection | Basic reminders | Automatic — finds recurring charges, flags price hikes and likely annual renewals |
| Payday prediction | No | Yes — learns your pay cadence and projects paydays on the calendar |
| AI assistant | No | Claude-powered Oracle answers any question about your money |
| Ads / data selling | Ad-targeting built in | No ads, no data selling — see the privacy policy |
Where Wizard Wealth goes further
- The Oracle. Ask "can I afford a $400 flight this month?" and get an answer grounded in your actual balances, bills, and pay schedule — not generic advice.
- Safe to Spend. One number that already subtracts upcoming bills and savings goals from what's left this month.
- A weekly digest with a brain. An AI-written summary of what actually happened — spikes, price hikes, and what's coming.
Migrating from Mint
If you still have a Mint transaction export (CSV), Wizard Wealth imports it — so your history and spending trends survive the move. Then connect your bank and the wizard takes over from there.
Wizard Wealth is free. Connect a bank (read-only) and the wizard finds your bills, predicts your paydays, and builds your budget on its own.
Summon the wizard →Frequently asked questions
Is Wizard Wealth really free?
Yes. There are no ads and your data is never sold. Bank connections are read-only.
Can I import my old Mint data?
Yes — export your Mint transactions as CSV and use Import bank CSV on the Bank tab. History, trends, and reports pick it up immediately.
Is bank sync safe?
Connections run through Stripe Financial Connections or SimpleFIN with read-only access. Wizard Wealth can see transactions and balances but can never move money.
What happened to Mint?
Intuit shut Mint down in early 2024 and migrated users to Credit Karma, which dropped most budgeting features — budgets, category rules, and bill tracking didn't survive.