Terms of Service

Effective July 7, 2026

These Terms of Service ("Terms") govern your use of Wizard Wealth. By creating an account or using the app, you agree to these Terms.

1. What Wizard Wealth is

Wizard Wealth is a personal finance management tool that aggregates and displays your financial information and provides budgeting features and informational insights. It is provided for your personal, non-commercial use.

2. Not financial advice

Wizard Wealth, including any AI-generated summaries, insights, or answers, is for informational purposes only and is not financial, investment, tax, or legal advice. You are responsible for your own financial decisions. Always verify important numbers against your bank or a qualified professional.

3. Your accounts & accuracy

When you link a financial institution, you authorize us and our providers to access that account on a read-only basis. Account and transaction data is provided by third parties and may be delayed, incomplete, or inaccurate; we are not responsible for the accuracy of data supplied by your institution or aggregation providers.

4. Acceptable use

Don't access accounts or data that aren't yours;
Don't attempt to disrupt, reverse-engineer, or compromise the service;
Don't use the service for unlawful purposes.

5. Your data

Your use of data is governed by our Privacy Policy and GLBA Notice. You may disconnect accounts or request deletion at any time.

6. Availability

We aim to keep Wizard Wealth available and accurate, but the service is provided "as is" and "as available," without warranties of any kind. We may modify, suspend, or discontinue features at any time.

7. Limitation of liability

To the maximum extent permitted by law, Wizard Wealth will not be liable for any indirect, incidental, or consequential damages, or for any financial decisions made using the app.

8. Changes

We may update these Terms; material changes will be posted here with a new effective date. Continued use after changes means you accept them.

9. Contact

Questions about these Terms? Email tylerbuza12@gmail.com.